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The Gujarat government will start the distribution of application forms from for those who want to avail the guarantee-free loan of Rs 1 lakh under the state government’s Atmanirbhar Gujarat Sahay Yojna (AGSY).The forms will be distributed through more than 9,000 outlets across the state.The Gujarat government will start distribution of application forms from for those who want to avail the guarantee-free loan of Rs 1 lakh under the state’s the Atmanirbhar Gujarat Sahay Yojna (AGSY),
Under this scheme, people running small businesses and those from the lower-middle-income group can avail guarantee- free loan of up to Rs 1 lakh from banks at 2 per cent annual interest as it seeks to help them get back to normal life disrupted by the COVID-19 lockdown.From cooperative banks will begin distribution of forms for Rs 1 lakh loan under the Atmanirbhar Gujarat Sahay Yojana.
aatmanirbhar gujarat sahay yojana
In this article, we will share with you all the implementation procedure of the scheme and the application procedure for the small businessman who wishes to apply for this scheme.This is state Government assistance as Rs. 5000 crore bundle for individuals. It incorporates little representatives, talented specialists, autorickshaw proprietors, circuit testers and others whose monetary exercises have been upset because of the continuous COVID-19 lockdown. The state administration of Gujarat will pay another 6% enthusiasm to banks giving credit under the Atmanirbhar Gujarat Sahay Yojna (AGSY) directed at little businesspeople.
Highlights of Aatma Nirbhar Gujarat Sahay Yojana
|1||Name of the Scheme||Atmanirbhar Gujarat Sahay Yojana|
|2||Launch Date||14 May 2020|
|4||Article Category||Application / Registration Form|
|5||Application Mode||Offline through District Co-operative banks, urban co-operative banks and credit societies.|
|6||Beneficiaries||Small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers|
|7||Major Benefit||Loans at lower interest rate|
|8||Loan Amount||up to Rs. 1 lakh|
|9||Interest Rate||2% per annum|
|10||Loan Tenure||3 years|
|11||Repayment of Principal and Interest||6 months after loan sanction date|
|12||Parent Scheme||Aatmanirbhar Bharat Abhiyan|
|13||Launched By||CM Vijay Rupani|
|14||Application Start Date||21 May 2020|
|15||Application Last Date||30 August 2020|
Atmanirbhar Gujarat Sahay Yojana Eligible Candidates
The Eligible candidates under the Gujarat Sahay Yojana are mentioned below in the following list:-
- Small businessmen
- Skilled Workers
- Autorickshaw owners
Approximately 10 lakh such beneficiaries will be given loan of Rs. 1 lakh each from banks at just 2% annual interest to start their lives afresh under Atmanirbhar Gujarat Sahay Yojana. All the loans will be provided on the basis of application and no guarantee will be required. Gujarat govt. will pay remaining 6% interest on loan to banks.
The tenure of such loans will be of 3 years and re-payment of principal and interest will start after six months of sanction of loan amount. The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Furthermore, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.
Atmanirbhar Gujarat Sahay Yojana Apply online
The application forms for Atmanirbhar Gujarat Sahay Yojana will be available at more than 9000 places including about 1000 District Co-operative bank branches, 1400 urban co-operative bank branches and more than 7000 credit societies. Loans will be given by state cooperative bank, 18 district cooperative banks, 217 urban cooperative banks and credit societies.
The dully filled application form can be submitted at any of the branches of the District Co-operative banks, urban co-operative banks and credit societies in Gujarat along with the required documents.